California Family Law Tools
California Assets and Debts Calculator
Wondering who gets the house in a divorce in California? Trying to figure out what happens to retirement accounts, savings, investments, or shared debt?
Our free California Assets and Debts Calculator helps you estimate how assets are divided in a divorce in California based on California's community property laws. In just a few minutes, you'll get a clearer picture of how your property and debts may be divided so you can start planning for what's ahead with more confidence.
This calculator provides an estimate based on current California community property laws and has been updated for 2026. Every divorce is different, and your final property division may depend on additional legal and financial factors.
This calculator is designed to help you better understand asset division in divorce under California law. It is not legal advice and cannot predict exactly how a judge will divide property or debt in your case. Every family's finances are different, and the final outcome depends on the specific facts of your situation.
What Does This Calculator Tell You?
This calculator estimates how your assets and debts may be divided under California's community property laws based on the financial information you provide.
What Income Counts?
California child support is based on each parent's income, but not every paycheck looks the same. Wages, bonuses, commissions, overtime, self-employment income, rental income, and some investment income may all be included. Depending on your situation, the court may also consider other sources of income when calculating child support.
It can help answer questions like:
- How are assets divided in a divorce in California?
- Who might keep the family home?
- How much equity could each spouse receive?
- How might credit cards, loans, and other debts be divided?
- What could my financial picture look like after the divorce?
- Which financial questions should I discuss with an attorney?
Seeing everything organized in one place can make it easier to understand your options and weigh the financial impact of different outcomes.
Every divorce has details a calculator can't measure.
A calculator can't tell you whether an asset is separate or community property, whether a business needs to be valued, whether one spouse has a reimbursement claim, or how commingled assets should be handled.
Those questions can make a meaningful difference in how property is divided. Talking with a California family law attorney can help you understand how the law applies to your specific circumstances before small financial issues become larger disputes.
Common questions
Frequently Asked Questions About Property Division in California
Attorney-reviewed answers to what we hear most often about dividing property in a California divorce.
California is a community property state, which means most property and debts acquired during the marriage are generally divided equally between spouses. But not everything you own is divided. Property you owned before marriage, inheritances, gifts made specifically to one spouse, and certain other assets are usually considered separate property and typically stay with the original owner. One of the first steps in California divorce property division is determining what is community property and what is separate property. Our guide to navigating asset division in a California divorce explains how courts classify and divide different types of property.
Yes. California follows community property laws, which generally provide that property and debts acquired during the marriage belong equally to both spouses, regardless of whose name is on the title or account. Separate property is usually not divided unless other legal issues affect it.
Community property generally includes most income, assets, and debts either spouse acquires during the marriage before they separate. This can include paychecks, retirement savings earned during the marriage, bank accounts, investments, vehicles, and many types of debt. In California, these are often considered community property even if only one spouse's name is on the account, loan, or title.
Separate property generally includes property you owned before you got married, gifts made specifically to you, inheritances, and assets you acquired after you separated. In most cases, separate property is not divided in a California divorce. However, if separate property is mixed with community property or community funds are used to increase its value, determining how it should be treated can become more complicated.
There's no automatic rule that one spouse keeps the house. Depending on your family's circumstances, the home may be sold and the proceeds divided, awarded to one spouse, or offset by other community property so each spouse receives an equal overall share. The right option depends on factors like home equity, affordability, refinancing, and the rest of your property division. Our guide to who keeps the house in a California divorce explains the most common outcomes and what factors can affect them.
Often, yes. The portion of a retirement account earned during the marriage is generally considered community property and may be divided between spouses. Many employer-sponsored retirement plans require a Qualified Domestic Relations Order (QDRO) before benefits can be divided.
Yes. Many couples reach their own property settlement instead of asking a judge to decide. If both spouses agree on how to divide their assets and debts, the court will generally approve the agreement as long as it meets California's legal requirements.
The California Courts Self-Help Guide for divorce includes official court forms, step-by-step instructions, and other resources that can help you understand the divorce process in California.
This calculator provides an estimate based on the information you enter and California's community property laws. It can help you understand how assets and debts are often divided, but it cannot account for every legal or financial issue that may affect your case. Use it as a starting point, not a prediction of what a court will order.
Need Help Understanding Your Results?
Whether you’re planning for divorce, negotiating child support, or requesting a modification, understanding your options can help you make informed decisions for your family.
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